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Practical insurance notes and coverage tips from Yesfig Insurance.

Jun 25, 2026
Universal Life Insurance: How the Cash Value Actually Works
Universal life insurance cash value can be confusing. See how it grows, why the cost of insurance rises, and whether term life is the simpler choice.
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Jun 24, 2026
Pet Insurance for Pre-Existing Conditions: What's Actually Possible
Pet insurance for pre-existing conditions has real limits, but you still have options. Learn what's covered, what isn't, and how to plan ahead.
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Jun 22, 2026
How to Estimate Your Annual Healthcare Costs Before Choosing a Plan
Your real healthcare cost is more than the premium. Learn how to estimate your annual healthcare costs, including deductibles and out-of-pocket limits.
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Jun 22, 2026
Why First-Time Buyers Overpay for Home Insurance (And How to Fix It)
Home insurance for first-time buyers often costs more than it should. Here are the four mistakes that inflate your premium, and how to fix each one.
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Jun 22, 2026
Comprehensive vs Collision: Which Auto Coverage Do You Need?
Comprehensive vs collision: one covers crashes, the other covers theft and weather. See which auto coverage you actually need and how to choose.
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Jun 22, 2026
Why Buying Life Insurance in Your 30s Saves You Money
Buying life insurance in your 30s locks in lower rates for decades. Here's why waiting costs more, what term coverage runs, and how to start with Yesfig.
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Jun 19, 2026
How to Bundle Pet, Renters, and Auto Insurance the Smart Way
How to bundle pet, renters, and auto insurance the smart way: capture multi-policy discounts, simplify billing, and avoid the common bundling mistakes.
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Jun 19, 2026
Group Health for Teams of 5 to 50 Employees
mall business health insurance for teams of 5 to 50: how group health works, what it costs, the participation rules, and when coverage is required.
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Jun 18, 2026
How Replacement Cost vs Actual Cash Value Coverage Differs
Replacement cost vs actual cash value: one pays to replace your stuff, the other subtracts depreciation. Here's how they differ and which coverage to choose.
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Jun 18, 2026
How to Read an Auto Insurance Declarations Page
Learn how to read an auto insurance declarations page: what each section means, your coverages and limits, deductibles, and how to spot gaps or errors fast.
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Jun 17, 2026
How a Medical Exam Affects Your Life Insurance Premium
How does a life insurance medical exam affect your premium? Learn what the exam tests, how results set your rate, and how to prepare for the best price.
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Jun 17, 2026
Pet Insurance for Multi-Pet Households: Bundling Strategies
Pet insurance for multiple pets gets easier with the right strategy. Learn how multi-pet discounts, separate plans, and bundling can save your household money.
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