Auto insurance
Compare practical car coverage options with reasonable rates, quick guidance, and support before you hit the road.
Coverage matched to your vehicle
Liability and physical damage options
Potential bundle savings
Fast application flow
Innovation
We use location-based technology to make pricing fairer, claims faster, and support more proactive—so you get coverage that keeps up.
Fast Claims Resolution
Providing info to speed up your claim
Fair Rates Based on Your Driving
Drive better to earn a reduced premium and discount
We'll Plant Trees for Your Car
Let us reduce your car's carbon footprint with tree planting
And when something happens on the road, we use what we know to help you recover sooner—with less back-and-forth.
Emergency Collision Support
We'll detect and assist with accidents promptly
Complimentary Roadside Aid
Towing, jump-starts, tire changes, and winching - all on us!
Coverage
From minor collisions to complete losses, our team is ready to help you get back on the road.
If You're in an Accident
We cover any repair or recovery expenses
If You're Stranded on the Highway
We offer roadside assistance for tows, jumps, and more
If the Unexpected Occurs
We'll protect against damage from fires, weather, vandalism and more
Plus, protection for common surprises—from broken glass to theft and liability.
If Your Glass is Damaged
We'll handle repairs for windshields, moonroofs, and more
If You're Sued for Liability'
We'll cover your legal defense costs
If Your Car Gets Stolen
We'll cover the expense of replacing it
Low-mileage Drivers Pay Less
The FIG app sets your insurance cost based on your driving habits. Drive less, reduce emissions, and pay less!
Electric
Eco-friendly vehicles cut CO₂ emissions, so we offer special coverages and discounts for electric and hybrid cars.
Emergency Charging
If your battery dies, we'll send a charging truck
EV/Hybrid Discounts
Extra discount for eco-friendly drivers
Charger Coverage
We'll help replace your wall or portable charger if needed
Bundles
Your bundle discount applies automatically across eligible product combinations.
CAR + HOME
Bundle discount applies automatically.
CAR + RENTER
Bundle discount applies automatically.
CAR + PET HEALTH
Bundle discount applies automatically.
CAR + TERM LIFE
Bundle discount applies automatically.
FAQs
Auto insurance can be confusing, so we simplified it. Still have questions? Check out our guide.
Reducing your carbon footprint by planting trees! Recognizing that an average car emits 4.6 metric tons of CO₂ annually, we've committed to planting trees. Our app calculates the number of trees needed based on your mileage.
Certainly. Unlike many new insurance companies, FIG is an insurance carrier reinsured by some of the industry's most reputable names. We hold an A-Exceptional rating for financial stability.
They do. We use ‘telematics’ to price our policies fairly, to help with fast claims, provide on-site emergency services, and to calculate your CO₂ emissions so we can plant trees in your name.
FIG Car requires location services to operate at all times. Please keep it on so we can provide you with our full service.
Certainly. Once you've signed up for a FIG policy, remember to submit a cancellation request to your current carrier to ensure seamless coverage. Our team is here to assist you!
After ensuring everyone's safety, file a claim through our website, a quick and straightforward process. Answer a few questions and follow the steps. We'll reimburse you for repairs or replace your car on covered claims.
Not at the moment. Our existing coverage is only applicable to drivers who do not use their cars for business or commercial purposes. Apologies!
After obtaining a FIG Car policy, adding a new car is a breeze through the app or website. If you're purchasing a new car while initiating a policy, we can offer same-day coverage, and our team is ready to assist!
No worries. You can modify your coverages by adjusting limits and deductibles through our website whenever you choose.
You're protected. Many states mandate coverage to ensure you're not stranded in a difficult situation if an uninsured driver causes an accident. Your FIG Car policy will handle the costs in such covered claims.
We consider various factors to determine a precise and equitable price, taking into account your car's model, your location, and driving history. Essentially, safe, low-mileage drivers pay less.
We provide discounts for electric and hybrid cars, and we also offer coverage for emergency charging and damages to you.
Can't find what you're looking for?
As low as $30/mo, based on your driving profile
Coverage
Save more when you bundle.
Term life
FROM $9/MO
Protect your family.
Accidental death
FROM $9/MO
Extra protection if the unexpected happens.
Homeowner
FROM $25/MO
Protect your home.
Pet
FROM $9/MO
Coverage for pets.
Renter
FROM $5/MO
Protect your stuff.
Health
FROM $50/MO
Health coverage for you.
Group Health
FROM $50/MO
Health coverage for teams.
