Homeowners insurance
Straightforward homeowners coverage with strong prices, lender-friendly support, and guidance before you bind.
Home and belongings coverage
Lender-ready policy support
Options for common risks
Bundle savings guidance
One Less Step in Closing a New Home
Our home experts and Fig, our AI bot, will guide you to the finish line faster than saying "Honey, we're home!"
The Most Effortless Way to Slide!
We'll cancel your previous insurance and handle the escrow payments
Coverage
Protect your home, your belongings, and your liability with clear coverage that helps you recover faster.
If your home is damaged
We'll cover your home rebuilding expenses
If a tree falls on your shed
We'll help cover repair costs for structures like sheds and garages
If your home is unlivable
We'll cover costs until you recover
Plus, coverage that follows you beyond your home—like protection for theft away from home and support if someone gets hurt on your property.
If your items are stolen
We'll cover replacement costs, even if it happens outside your home
If you're sued for liability
We'll help cover your legal representation costs
If a visitor sustains injuries
We'll help cover their medical expenses if you're responsible
FAQs
Homeowners insurance can be confusing, so we simplified it. Still have questions? Check out our guide.
Your policy safeguards your home and property from damage caused by events like wildfires, severe weather, crime, and vandalism. Additionally, it provides protection against legal claims for damage or injury inadvertently caused to others.
Once you inform us about your switch from another provider, we'll inform your lender and manage the necessary updates to your escrow payments. Subsequently, we'll communicate your switch request to your previous provider.
Certainly. Unlike many new insurance companies, FIG is an insurance carrier reinsured by some of the industry's most reputable names. We hold an A-Exceptional rating for financial stability.
Homeowners insurance begins at $25 per month, but it fluctuates by state and is influenced by factors such as your home's age, rebuilding costs, building materials, and the coverage and additional options you select.
It's simple: just contact us and request 'Claims' . We'll guide you through the process from there.
Following the completion of a claim report through the FIG website, you'll be prompted to input your bank account details. Upon approval of your claim, we'll directly transfer the payment (minus your deductible) into your account.
Feel free to cancel your policy anytime using the FIG website, and you'll receive a refund for the remaining paid period. No hard feelings!
We can handle everything through your lender or bank (escrow), or you can make direct payments with your credit card.
Certainly! After acquiring your policy, just launch the FIG website and log into your account here. Choose your policy, adjust coverage amounts according to your requirements, or include additional coverage from the Add-ons section.
Can't find what you're looking for?
Starting from $5/mo.
Coverage
Save more when you bundle.
Term life
FROM $9/MO
Protect your family.
Accidental death
FROM $9/MO
Extra protection if the unexpected happens.
Auto
FROM $30/MO
Protect your car.
Pet
FROM $9/MO
Coverage for pets.
Renter
FROM $5/MO
Protect your stuff.
Health
FROM $50/MO
Health coverage for you.
Group Health
FROM $50/MO
Health coverage for teams.